Unemployed -How much will it cost to refinance? - Zillow Mortgage ...

You would have to have income to qualify for a mortgage refinance. You can't use unemployment income to qualify.?? Hopefully you have a spouse who works or have other sources of acceptable income.

Best thing is to call a mortgage company and have them prequalify you to see if you would be approved. Then you can get a rate quote and see what their fees are.

Use a 45% debt to income ratio to see if you qualify.

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